Money Makeover… PAD #1180

Money Makeover... PAD #1180

Back when I was helping my friend Meghan she gave me a couple of books to read. The books are by Dave Ramsey. The one I started reading was The Total Money Makeover and the other one that I have yet to read is Financial Peace Revisited. There is nothing revolutionary in Total Money Makeover and Dave Ramsey even says this, but what he says makes a lot of sense. So Allison and I have decided to read through the book together, a chapter a night and see if we can’t change our financial fitness by working together on the same page.

For a few years I’ve been unloading my pockets with change from my trips, lately I’ve been slipping as much as possible into Eva’s piggy banks (This one is not Her’s it is mine, I’m not robbing my kids piggy bank). Today I stopped at Target to pick up some rolling sleeves so that we can start rolling this change and start upon Baby Step #1 and that is to build a $1000 emergency fund. I couldn’t find them anywhere. I will have to try someplace like Staples and Office Max. I know that banks used to give you rolling sleeves but not anymore. I did think of Coinstar but they take $0.08 per dollar unless you get an Amazon.com or iTunes gift card. Well, the idea is to not keep spending money so that wouldn’t make sense.

We got our first ever property tax bill today and well, I think that $1000 emergency fund just got slashed in half before it even got started. Oh boy. That just makes me more motivated to get out and stay out of debt. Oh and depresses me a little too, I’m not gonna lie

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