Last week I went to talk with my financial advisor. I’m shifting some things around and making sure that we are in better positions when the baby arrives. One of the things I need to make sure and do soon is get some life insurance.

Luckily I am in pretty decent shape so I shouldn’t have too much trouble getting insurance however there are people who have a real difficult time getting insured. People who participate in high risk activities or avocations often have difficulty getting insurance however they can often get high risk life insurance. This would be for people who participate in activities like skydiving, pilots, having heart disease or cancer. I can’t imagine not being able to secure insurance for the well being of my family in the event of my death.