Mortgages, what if you default…

I have been reading an ever increasing trend that people are defaulting on their mortgages and therefore losing their homes. For the past few years I have heard nothing but how you could get a mortgage with a great low rate. However some of those loans are adjustable rate mortgages and people enjoyed having low payments but they did not Remortgage and now their payments are more than they can afford. People are also getting secured loans and risk losing their homes if they do not have the disciple to repay them on time.

It is so easy to get ‘free money’ but it is also so easy to get buried in debt and drown. So it is important to learn as much as you can about your loans and the repayment process before you sign on the dotted line. Be honest with yourself and have the discipline to keep yourself out of trouble.

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Tech: Handbrake

If you have an iPod like I do and you also have many DVD movies, boxed sets of TV seasons and whatnot then most likely you want to be able to watch those on your iPod. I learned about software called HandBrake that allows you to rip DVD movies into the MP4 format for play on an iPod.

This is very cool because there are some series of TV shows that I would really like to watch again but I travel so much so I can’t be hauling around DVD’s. I like to have my tech in a handheld format. Since I am already carrying an iPod and I use my iGo juice to charge it whenever needed I see no reason to haul around a portable DVD player, DVD’s and charger on top of all the things I am already hauling around.

Handbrake is open source so if you are a developer then you can write apps or widgets for the software. That is pretty cool, and the software right now is beta so if you are interested in getting a Beta copy to play around with then you can download that copy from the HandBrake Website.

I am looking forward to getting home and experimenting with this software. Then I can carry Wonderfalls and Firefly around with me if I would like. Special thanks to Cali Lewis on GeekBrief.tv for the heads up on this software.

One Family's Adventures in the World